Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations and provided report for supervisor to determine feasibility of granting loans.
Review loan agreements to ensure that they are complete and accurate according to policy.
Compute payment schedules.
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Work with clients to identify their financial goals and to find ways of reaching those goals.
Confer with underwriters to aid in resolving mortgage application problems analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Negotiate payment arrangements with customers who have delinquent loans.
Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
Arrange for maintenance and liquidation of delinquent properties.
Submit applications to credit analysts for verification and recommendation.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Prepare and submit loan related reports to send to local regulators BSP and H.O