SEDP - Simbag sa Pag- Asenso (A Microfinance NGO) Loan Officer

Loan Officer

₱10-15K[Monthly]

On-site - AlbayFull-timeFresh Graduate/StudentBachelor

Job Description

Consumer LendingPersonal LoanInterpersonal SkillsCredit UnderwritingRelationship BuildingWritten and Verbal Communication SkillsAttention to DetailsFinancial LiterateComputer LiterateLeadership Skills

Description

Analyze and evaluate the client's financial status and credit to determine loan eligibility.
Act as a liaison between clients and financial institutions, advising on the best loan products.
Process loan applications and document transactions, adhering to SEDP lending policies.
Maintain a portfolio of clients, and conduct loan collections and follow-ups to ensure timely repayments from the microfinance beneficiaries within the banking and financial services sector.
Provide excellent customer service, and understanding client needs to promote financial stability within the community.

Requirement

Educational Qualifications: A Bachelor's degree in finance, business, or a related field is required.
Experience Level: Open to Fresh Graduates/Students with a strong academic record and relevant internships or coursework.
Skills and Competencies:Knowledge of consumer lending and personal loan products.
Proficient in credit underwriting principles.
Excellent interpersonal and relationship-building abilities.
Effective written and verbal communication skills.
Strong attention to detail and financial literacy.
Proficient computer skills, particularly in financial software.
Demonstrable leadership capabilities.
Responsibilities and Duties: To assess loan applications, manage customer relationships, ensure compliance with financial regulations, and offer financial advice.
Working Conditions: Typically an office setting with the possibility of remote work arrangements; may require occasional travel for client meetings.
Qualities and Traits: Looking for candidates who are analytically minded, ethical, proactive, and able to work independently as well as part of a team.

Joseph Quililan

SEDP - Simbag sa Pag- Asenso (A Microfinance NGO)HR Officer

Active this month

Working Location

3rd Floor, SEDP - SIMBAG SA PAG-ASENSO, INC. (A MICROFINANCE NGO). The Chancery, Cathedral Compound, Old Albay District, Legazpi City, Albay, Philippines

Benefits

Government Mandated Benefits
13th Month Pay, Employee Loan, Pag-Ibig Fund, Paid Holidays
Insurance Health & Wellness
Accidental Death & Dismemberment Insurance, Dental Insurance, Disability Insurance, Health Insurance, Health Savings Account (HSA)
Professional Development
Diversity Program, Job Training, Mentorship Program, Professional Development
Time Off & Leave
Birthday Leave, Compassionate Leave, Maternity & Paternity Leave, Sick Leave, Solo Parent Leave, Vacation Leave, Volunteer Time Off