• Assess and review credit limits for new and existing customers based on financial analysis.
• Monitor receivables and collections, and provide updates to management on cash flow implications.
• Coordinate with clients to ensure timely payments and handle overdue accounts, negotiating payment plans when necessary.
• Maintain accurate and up-to-date records of financial transactions related to credit and collections.
• Ensure compliance with company policies and regulations regarding credit and collections.
• Collaborate with sales and customer service teams to resolve credit issues and enhance customer satisfaction.
• Contribute to risk assessment reviews and credit-related projects for Manila Bambi Foods Co. in the Manufacturing & Industrial Supplies & Services sector.

Job Title: Credit and Collection Officer

Educational Qualifications:

• Bachelor's degree in finance, business administration, or related field.

Experience Level:

• 1-3 years of experience in credit and collections.

Skills and Competencies:

• Proficient in credit analysis and transaction risk control.
• Effective documentation and report writing abilities.
• Proven experience in collecting overdue funds and conducting field work.
• Competence in credit investigation and asset management.
• Knowledge of relevant financial software and Microsoft Office Suite.

Responsibilities and Duties:

• Evaluate customer creditworthiness and manage credit risk.
• Monitor debtor balances and implement collection strategies.
• Ensure timely collections to improve cash flow and minimize bad debts.
• Conduct field visits for asset valuation and debt recovery.
• Prepare and maintain accurate financial and collection reports.

Working Conditions:

• Office setting with occasional field work required.
• Fast-paced environment that may require extra hours during tight deadlines.

Qualities and Traits:-

• Strong negotiation and communication skills.
• Detail-oriented with an analytical mindset.
• High level of integrity and professionalism.
• Resilient under pressure and adaptive to change.
• Team player with excellent organizational skills.