POSITION TITLE: AML Compliance Associate

WORK LOCATION: Mandaluyong

WORK SETUP: Night Shift | Hybrid

SALARY: Php 59,250

About the Role: Our Risk, Oversight Compliance team is a cornerstone of our business, and we are looking for a Compliance Associate to ensure we follow internal policies, local jurisdiction financial service laws, and other applicable regulatory requirements. As an online money transmitter, the company is growing while maintaining high customer service, performance and compliance standards. The company is a licensed financial services company in several jurisdictions. Each of these jurisdictions requires, among other items, that the company maintain a comprehensive Anti-Money Laundering, Counter-Terrorist Financing and Fraud Investigative program. The Compliance Associate will investigate transaction monitoring cases, chargebacks, internal referrals, and prepare regulatory filings on suspicious activities.

The ideal applicant for this role will have previous work experience in areas involving risk or compliance- related investigations for the online financial services industry. This role is based in our office in Manila, Philippines.

You Will:

• Work within a compliance focused function investigating suspicious and high-risk activities identified in customer accounts. This function will review unusual activity within customer profiles that may be related to money laundering or fraud. These investigations may lead to regulatory filings. Review investigations escalated from other internal teams and third party AML investigators, conduct complex investigations, and submit SAR filings where necessary.
• Review investigations escalated from other internal teams and third party AML investigators, conduct complex investigations, and submit SAR filings where necessary.
• Work closely with cross-functional teams internally regarding these investigations, including Customer Service, Compliance, Legal, Product, and third party sites supporting AML investigations.
• Identify customer-related trends, patterns and issues associated with money laundering, terrorist financing and other unwanted and fraudulent transaction activity.
• Suggest updates to transaction monitoring rules based on trends identified and identify process improvements for existing procedures.
• Ensure compliance with the company’s Anti-Money Laundering policies and procedures.
• Learn and share knowledge in a global team environment, including assisting with training and oversight of third party AML investigations.
• Other ad hoc duties as required.

You Have:

• A minimum of 6 months experience investigating unusual activity. Experience of filing regulatory reports related to AML, CTF, Fraud Investigations desirable but not essential.
• Experience in identifying and analysing patterns in transactional behaviour and determining if regulatory reporting is required.
• Experience in identifying unusual patterns of activity and escalating for potential risk mitigation.
• Experience working in a compliance-driven environment while ensuring a positive customer experience.
• Fluency in written and spoken English is essential for this role. Proficiency in a second language, especially in Hebrew, Portuguese or and/or Japanese is an advantage, though not required.
• Direct experience in either fintech or financial industries.

Integral Behaviors:

• Curiosity (continuously improve, data driven and sweat the details): You want to learn and understand how and why things work the way they do.
• Collaborative (compassionate partner): While being self-sufficient you appreciate and understand the benefits and impact of working together. You treat everyone with respect and compassion.
• Detail Oriented (data driven): The details matter. You can dig deep to get the information you need and can articulate effectively.
• Efficient (bias for action, deliver on promises): You know how to prioritise and when to act, balancing many tasks at once.
• Compassionate (customer centricity, earn trust through integrity): You assume positive intent and work towards serving our customers and supporting your colleagues’ best interests at all times.

Our Benefits:

• Rice Allowance
• Transportation Allowance
• Paid Vacation
• Medical, Dental & Vision
• Accident and Life Insurance
• Employee Stock Purchase Plan (ESPP)
• Mental Health & Family Forming Benefits