• Assess loan applications and determine clients' creditworthiness at Sustainable Community Microfinance Corp.
• Advocate for financial inclusion by offering tailored microfinance solutions to support community development.
• Build lasting relationships with clients, providing financial guidance and excellent customer service.
• Collaborate with our dedicated team to achieve targets, comply with regulations, and contribute to our mission of sustainable growth.
• Address customer queries, maintain accurate records, and ensure the confidentiality of sensitive financial information.

‐ Financial Analysis

Conduct thorough financial analysis of company data, including income statements, balance sheets, cash flow statements, and other financial reports, to evaluate the company's financial performance and identify trends, strengths, weaknesses, and opportunities.

‐ Financial Modeling

Create and maintain financial models to forecast future performance, assess the impact of different scenarios, and support decision-making processes.

‐ Budgeting and Forecasting

Collaborate with department heads and finance teams to assist in the budgeting process and provide insights for accurate financial forecasting.

‐ Variance Analysis

Analyze and explain variances between budgeted and actual financial results to identify areas of concern or improvement.

‐ Data Gathering and Validation

Gather financial data from various sources, verify its accuracy, and ensure it is organized and accessible for analysis.

‐ Financial Reporting

Prepare financial reports, dashboards, and presentations for management and stakeholders, providing relevant insights and recommendations.

‐ Cost Analysis

Analyze cost structures to identify cost-saving opportunities and improve operational efficiency. 

‐ Financial Planning and Strategy

Assist in the development of financial plans, strategic initiatives, and long-term financial goals.

‐ Risk Assessment

Identify financial risks and work with the finance team to develop risk mitigation strategies.

‐ Compliance and Regulatory Reporting

Ensure compliance with financial reporting standards and regulatory requirements.

‐ Collaboration

Collaborate with cross-functional teams, such as sales, marketing, and operations, to gain insights into business operations and financial impacts.

‐ Presentation

Present financial analysis findings and recommendations to management and other stakeholders in a clear and concise manner.

• Responsible in conducting research on companies, industries, market trends to identify potential investment opportunities.
• Financial Analysis not limited to: Financial statements, income statement, balance sheet and cash flow statements to assess the financial health and performance of the companies.
• Continuously monitor market developments, economic indicators and news that may impact investment decisions.
• Maintain and update financial models and databases to support research and analysis
• Presenting research findings to investment recommendations to senior management

• Performs financial forecasting, reporting, and operational metrics tracking
• Analyzes financial data and create financial models for decision support
• Analyzes past result, performs variance analysis, identify actual results with plans and forecasts
• Provides analysis of trends and forecasts and recommends actions for optimization
• Evaluates financial performance by comparing and analyzing actual results with plans and forecasts
• Recommends actions by analyzing and interpreting data and making comparative analysis
• Identifies and drives process improvements, including the creation of standard and ad-hoc reports, tools and excel dashboard
• Guides the cost analysis process by establishing and enforcing policies and procedures
• Reconciles transactions by comparing and correcting data
• Increases productivity by developing automated reporting/forecasting tools
• Maintains a strong financial analysis foundation creating forecasts and models
• Works closely with general accounting team to ensure accurate financial reporting
• Work closely with other departments to gather and update financial information
• Coordinates with other departments to discuss performance and ascertain the causes of certain variances and performances.

• Responsible for performing a variety of accounting tasks, such as preparing financial statements, reconciling accounts, and ensuring compliance with accounting standards and regulations.
• The ideal candidate should have at least 2-3 years of experience in accounting, preferably in a senior or supervisory role, and a bachelor's degree in accounting, finance, or a related field.
• The senior accounting assistant/accounting officer will report to the accounting manager and work closely with other accounting staff, internal auditor and external auditor.

Duties and Responsibilities

• Prepare and review monthly and annual financial statements and reports, ensuring accuracy and completeness.
• Reconcile bank accounts, general ledger accounts, and subsidiary ledgers, and resolve any discrepancies or issues.
• Monitor and maintain the fixed asset lapsing schedules
• Assist with the preparation and filing of tax returns, VAT returns, and other statutory reports.
• Ensure compliance with accounting standards, policies, and procedures, and implement internal controls and best practices.
• Assist with the preparation and coordination of internal and external audits and provide supporting documents and information as required.
• Supervise, train, and mentor junior accounting staff, and review their work for quality and accuracy.
• Perform other accounting tasks and projects as assigned by the Immediate head.

1. Gather, analyze, and interpret financial data to identify key insights, trends, and areas for improvement.

2. Conduct financial modeling, forecasting, and variance analysis to support budgeting and planning processes.

3. Collaborate with stakeholders to develop and maintain financial models, dashboards, and reports to monitor key performance indicators (KPIs) and provide insights into business performance.

4.Prepares financial statements, management reports, and presentations for internal and external stakeholders

5. Conduct cost analysis, profitability analysis, and return on investment (ROI) evaluations for projects, initiatives, and business opportunities

6. Identify and evaluate risks and opportunities related to financial performance, providing recommendations for mitigating risks and capitalizing on opportunities.

7. Collaborate with cross-functional teams, such as operations, sales, and marketing, to analyze financial impacts of business strategies and initiatives.

8. Support the annual budgeting and forecasting process, including providing guidance on financial targets, assumptions, and scenarios.

9. Participate in financial audits and assist in ensuring compliance with accounting principles and regulatory requirements.

10 . Develop and maintain financial analysis tools, templates, and methodologies to streamline analysis processes and enhance efficiency.

• Ensuring accurate billing of customers.
• Handling billing problems and disputes.
• Liaising with various parties to gather and share relevant information.
• Making required adjustments to customer accounts.
• Entering adjustments into the SAP system.
• Knowledgeable on the process of using General Ledger
• Improving and redesigning processes.
• Maintaining records and documentation.
• Maintaining confidentiality of information
• Reporting activities related to pertinent processes.

• Compilation of financial reports from field operations.
• Presentation of financial reports.
• Audit and checking of financials.

• Review loan applications and supporting documentation.
• Analyze financial statements, credit reports, and other relevant data to assess credit risk.
• Calculate risk ratios and determine appropriate loan terms and conditions.
• Make sound credit decisions and authorize loan approvals within designated limits.
• Monitor loan portfolios, identify potential risks, and take timely action to mitigate them.

• Prepares monthly financial statements (income statement, balance sheet, cash flow) in a timely and accurate manner.
• Accomplishes accounting human resource objectives by recruiting, selecting, orienting, training, assigning, scheduling, coaching, counseling, and disciplining employees; communicating job expectations; planning, monitoring, appraising, and reviewing job contributions; enforcing policies and procedures.
• Reviews new and existing financial systems and controls and proposes improvements on the existing systems and controls.
• Confirms financial status by monitoring revenue and expenses; coordinating the collection, consolidation, and evaluation of financial data; preparing special reports.
• Maintains accounting controls by establishing a chart of accounts; defining accounting policies and procedures.
• Guides other departments by researching and interpreting accounting policy; applying observations and recommendations to operational issues.
• Maintains financial security by establishing internal controls.

Web 3 accounting and bookkeeping

The Australian Mortgage Loan Processor is responsible for managing the mortgage loan process from application to closing. This role involves gathering and verifying financial information, reviewing loan applications for compliance, liaising between the borrower and underwriter, and working with mortgage aggregators to ensure a smooth and efficient loan approval process. 

Key Responsibilities: 

• Loan Application Management: Collect and review loan applications and supporting documents to ensure completeness and accuracy. 
• Financial Verification: Obtain and verify necessary financial information, including income, assets, and credit reports. 
• Compliance Review: Ensure all loan applications comply with Australian lending regulations and guidelines. 
• Communication: Act as a liaison between borrowers, underwriters, mortgage aggregators, and other stakeholders to facilitate the loan approval process. 
• Aggregator Coordination: Work closely with mortgage aggregators to submit loan applications, track progress, and resolve any issues that arise. 
• Documentation: Prepare and submit loan files to mortgage lenders and banks for approval. 
• Follow-Up: Track and follow up on loan applications to ensure timely processing and approval. 
• Problem Resolution: Address and resolve any issues or discrepancies that arise during the loan processing stage. 
• Client Support: Provide exceptional customer service to borrowers, answering their questions and guiding them through the loan process. 

• Analyze financial data to identify trends and forecast financial performance.
• Develop financial models to support valuation, planning, and forecasting.
• Aid in preparing financial reports and presentations for management and stakeholders.
• Assist in budgeting, risk analysis, and cost reduction strategies.
• Stay abreast of industry changes impacting Helpro Multipurpose Cooperative, a leading recruitment firm.
• Collaborate with teams to drive financial and business strategies.

• Performs administrative functions such as facilitate the releasing of loan check and ensuring compliance of the borrower to loan documents or requirements
• Performs various treasury functions in the branch
• Inform clients regarding loan charges such as monthly amortization, deductions, penalties, loan proceeds and documentation requirements prior to release of loan

We are looking for a skilled Remote Financial Analyst to join our client’s financial team. The role will involve managing key financial processes including budgeting, bank reconciliations, and monthly reporting of building financials. The ideal candidate will have experience working independently, with a strong understanding of accounting principles. A background in property management or real estate finance is highly preferred. In addition to regular reporting duties, the analyst will be involved in project-based tasks such as audits, tax filings (1098s, 1099s), tax protests, abatements, and budget development.

Key Responsibilities:

1. Project-Based Financial Tasks:

• Audits: Support internal and external audit processes, ensuring timely submission of financial records and documentation.
• 1098s & 1099s: Manage the preparation and filing of necessary tax forms (1098s for mortgage interest and 1099s for independent contractors or vendors).
• Tax Protests & Abatements: Assist with property tax protests, abatements, and assessments, ensuring accurate financial data is submitted for review.
• Budget Development: Work closely with property managers and finance teams to develop annual budgets, ensuring alignment with strategic objectives and financial constraints.

2. Support to Financial Team and Stakeholders

• Assist other financial team members with tasks such as responding to inquiries from the organization, residents, or board members.
• Address and resolve basic financial queries from residents or board members in a timely and effective manner.

3. Bank Reconciliations:

• Perform monthly bank reconciliations for multiple accounts, ensuring accuracy and completeness of financial records.
• Investigate and resolve discrepancies in a timely manner, collaborating with internal and external stakeholders as needed.

4. Monthly Reporting:

• Prepare and deliver detailed monthly financial reports for each building.
• Assist in the preparation of board reports as necessary.
• Prepare and review budget-to-actual variance analysis for multiple buildings or properties.
• Work with management to investigate and explain variances, providing actionable insights.