We are committed to uplifting micro-businesses in Taytay, Rizal, and nearby areas. As a Credit Investigator, you will play a key role in evaluating loan applicants, ensuring due diligence, and helping us achieve our mission of empowering small business owners.

Responsibilities:

• Conduct credit investigations focusing on the viability of micro-businesses.
• Verify information submitted by applicants, including business viability, micro-business income, and other relevant operational details.
• Conduct field site visits and interviews as needed to validate information.
• Gather, analyze, and evaluate data to prepare detailed credit investigation reports.

Area of Responsibility:

• Cover Taytay, Cainta, and Angono areas for investigation and evaluation.

• Conduct thorough investigations into applicant credit histories, ensuring compliance with company policies and applicable regulations.
• Analyze financial statements and credit reports to assess creditworthiness for lending purposes.
• Collaborate with HR teams to identify potential risks associated with credit offerings.
• Provide detailed reports and recommendations to support informed decision-making processes.
• Maintain strict confidentiality and integrity while handling sensitive financial information.
• Continuously update skills in credit analysis to remain effective in the evolving HR and recruitment industry.

At Forbes Lending Solutions Corporation, we are committed in delivering innovative financing solutions. We are seeking a detail-oriented Credit Investigator to join our team in Pampanga Branch.

• Conduct thorough credit assessments and investigations.
• Analyze credit reports, financial statements, and applicant information.
• Collaborate with underwriting to evaluate lending risks.
• Prepare detailed reports and recommendations for loan approvals.
• Ensure compliance with regulatory standards and company policies.

• Ensures 100% repayment and 0 portfolio at risk.
• Ensures at least 95% attendance of members in center meetings and in all activities
• Mobilizes members to increase their saving ang individual fund
• Mobilizes members to practice group responsibilities
• Conduct Loan Screening and Endorses Loans for approval based on business capacity.

• Review loan applications and supporting documentation.
• Analyze financial statements, credit reports, and other relevant data to assess credit risk.
• Calculate risk ratios and determine appropriate loan terms and conditions.
• Make sound credit decisions and authorize loan approvals within designated limits.
• Monitor loan portfolios, identify potential risks, and take timely action to mitigate them.

• Manage and ensure the timely collection of payments from clients while maintaining a high level of customer service.
• Analyze credit data and financial statements to develop strategies for minimizing financial risk to the company.
• Coordinate with legal counsel and implement legal procedures for overdue accounts when necessary.
• Provide customer service and negotiate payment arrangements with clients in cases of financial difficulty.
• Monitor receivables and transactions and report on collection activity and accounts receivable status to management.
• Maintain accurate and up-to-date client records and collection reports.
• Comply with company policies and procedures, as well as legal regulations pertaining to credit and collections.

• Join Extendedline Credit Corporation in the dynamic world of Banking & Financial Services as a Credit and Collection Officer.
• Responsible for evaluating new credit requests, conducting client credit checks, and defining credit limits.
• Manage past due accounts, execute collections strategies, and negotiate payment plans while maintaining customer relationships.
• Ensure compliance with company policies and applicable financial legal requirements.
• Contribute to team efforts to achieve financial targets and mitigate credit risk.

• Debt Collection: Contact clients to collect outstanding debts through phone calls, emails, and in-person meetings.
• Account Management: Maintain accurate records of client accounts, payment histories, and collection activities.
• Negotiation: Negotiate payment plans and settlements that are acceptable to both the company and the client.
• Client Communication: Educate clients on their obligations and the importance of timely payments.
• Documentation: Prepare and maintain detailed reports on collection activities and outcomes for management review.
• Compliance: Ensure compliance with relevant laws and regulations governing debt collection practices.
• Problem-Solving: Identify issues preventing payment and work with clients to find feasible solutions.
• Team Collaboration: Collaborate with other departments, such as customer service and finance, to resolve client issues.
• Performance Tracking: Meet or exceed individual and team collection targets and goals.

Collect overdue payments from clients, negotiate payment plans, and maintain accurate records.

• Assist with various tasks in the finance and accounting department of TGC Credit Corporation Legazpi Branch.
• Maintain accurate financial records and help in processing transactions.
• Provide administrative support and contribute to team efforts by accomplishing related tasks as needed.
• Collaborate with team members to improve financial processes and customer satisfaction.

• Oversee the credit granting process and optimize company sales while minimizing bad debt losses.
• Maintain accurate credit and collection records and follow up on overdue accounts.
• Assess and review the creditworthiness of potential customers.
• Coordinate with legal counsel on delinquent accounts requiring legal action.
• Report periodically to management on the status of receivables.
• Comply with policies and guidelines of Lucky Five Savers Credit Corporation, a leading firm in the Banking & Financial Services industry.

• Contact clients for overdue payments.
• Negotiate payment plans.
• Update and maintain collection records.
• Report on collection status regularly.
• Provide customer support related to payments.

We're looking for someone energetic and excited to work and learn in our team!

As a Operations Associate, you will:

• Meet and maintain our relationships with new and existing clients - you will be their point person!
• Prepare reports covering clients' backgrounds and highlighting crucial details that can make or break an application. These reports will be openly discussed with upper management.
• Work closely with other departments (including Finance, Accounting, Legal, Marketing) as clients pass from one stage to next in the application process.
• Be a dynamic part of the team, as a small company, you'll wear different hats and have the opportunity to really learn the business inside out!
• Please note that this is not a work from home position since we value in person discussion and collaboration.