Job Title: Analytics Officer

Location: Taguig, Metro Manila

Terms: Full Time – On site

About the role:

We are looking for a skilled and driven Analytics Officer to join our Credit Risk & Analytics function. This role is suited for professionals with hands-on experience in credit risk analytics, statistical modeling, and data-driven decision-making within the BFSI domain. The role will involve key participation in building and enhancing credit scorecards, supporting risk strategy formulation, and driving data-driven decision-making across the customer lifecycle. This is a high-impact role within a growing function, offering the opportunity to work closely with leadership and contribute to building a strong in-house analytics capability.

Responsibilities:

•Support development and enhancement of credit risk models

•Perform end-to-end model lifecycle activities: data preparation, exploratory data analysis, feature engineering, model development, validation, and monitoring

•Translate analytical outputs into actionable credit strategies (cut-offs, limit setting, segmentation)

•Perform portfolio analytics to identify risk trends, early warning signals, and opportunities for optimization

•Support analytics across Marketing, Acquisition, Behavioral, and Collections strategies

•Develop and maintain analytical datasets, ensuring data quality and integrity, using programming languages (Python / R / SAS / SQL)

•Prepare dashboards, reports, and presentations for senior management

•Collaborate with Credit Operations, IT, and other teams to ensure proper implementation and data integrity

•Work with external partners on model validation and deployment

Qualifications:

•Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Engineering, Data Science, or related quantitative field

•2-7 years of experience in analytics, preferably within BFSI/Credit Risk domain

•Hands-on experience in credit risk model development (PD models required; EAD / LGD exposure is a plus) and validation

•Experience in portfolio analytics and risk strategy development

Compensation:

• Starting basic salary – Php 40,000-50,000 negotiable depending on the candidate’s experience

• Rice Allowance – Php 1,500.00/month

• Transportation Allowance – Php 150.00/working day