About the role

The Treasury Manager will lead the liquidity, FX, settlement, and financial risk management functions across all six (6) BSP-licensed operational business segments.

Key responsibilities

• Manage intra-day, daily, weekly, and monthly cash flow forecasting for all 6 business lines to ensure sufficient operational liquidity
• Oversee float management for the Pitaka Wallet (EMI) and Western Union Remittance (RTC) networks to ensure zero-outage payout capabilities across agent locations and digital channels
• Optimize banking relationships, maintaining credit lines, money market placements, and overnight facility yields
• Ensure proper segregation and funding of trust/escrow accounts backing e-money liabilities as required by BSP EMI rules
• Monitor and manage FX exposures resulting from OTC FX Dealer activities and cross-border remittance flows (PHP/USD/EUR, etc.)
• Execute FX spot deals, hedging strategies, and currency conversions with authorized partner banks and counterparty financial institutions
• Oversee liquidity management for the VASP segment, managing PHP/USD to stablecoin conversions, exchange liquidity pools, and crypto-fiat settlement balance sheets
• Supervise daily net settlement operations for the Operator of Payment System (OPS / DAPS Switch) connecting billers, aggregators, and bank gateways
• Ensure strict adherence to BSP regulations including Manual of Regulations for Non-Bank Financial Institutions (MORNBFI), VASP guidelines, EMI liquidity reserve requirements, and OPS rules
• Serve as the primary liaison with commercial banks, digital asset exchanges, partner aggregators, and Western Union treasury desks

About you

• Bachelor's degree in Finance, Accounting, Economics, Banking, or related quantitative field
• Minimum of 7–10 years of experience in Treasury, Cash Management, or Financial Risk, with at least 3–5 years in a managerial capacity
• Prior experience working in a BSP-regulated institution (Fintech, EMI, Bank, Remittance Company, VASP, or Major Payment Service Provider) is mandatory
• Proven track record in multi-currency FX management and float management across distributed payment networks
• In-depth knowledge of BSP regulations (EMI, RTC, FXD/MC, VASP, OPS, MAL rules) and AML/CTF guidelines
• Advanced skills in cash flow forecasting, financial modeling, liquidity stress testing, and scenario analysis
• Familiarity with payment switches, API-driven payout networks, hot/cold wallet mechanics, and ERP/Treasury Management Systems (TMS)
• Master's degree (MBA) or professional certifications such as Certified Treasury Professional (CTP), Chartered Financial Analyst (CFA), or Certified Public Accountant (CPA) is highly preferred

About us

Direct Agent 5, Inc. (DA5) is a premier Fintech and Financial Services institution operating multiple regulated lines of business under the supervision of the Bangko Sentral ng Pilipinas (BSP).