We are looking for a skilled and driven Analytics Officer to join our Credit Risk & Analytics function. This role is suited for professionals with hands-on experience in credit risk analytics, statistical modeling, and data-driven decision-making within the BFSI domain. The role will involve key participation in building and enhancing credit scorecards, supporting risk strategy formulation, and driving data-driven decision-making across the customer lifecycle. This is a high-impact role within a growing function, offering the opportunity to work closely with leadership and contribute to building a strong in-house analytics capability.

Responsibilities:

• Support development and enhancement of credit risk models
• Perform end-to-end model lifecycle activities: data preparation, exploratory data analysis, feature engineering, model development, validation, and monitoring
• Translate analytical outputs into actionable credit strategies (cut-offs, limit setting, segmentation)
• Perform portfolio analytics to identify risk trends, early warning signals, and opportunities for optimization
• Support analytics across Marketing, Acquisition, Behavioral, and Collections strategies
• Develop and maintain analytical datasets, ensuring data quality and integrity, using programming languages (Python / R / SAS / SQL)
• Prepare dashboards, reports, and presentations for senior management
• Collaborate with Credit Operations, IT, and other teams to ensure proper implementation and data integrity
• Work with external partners on model validation and deployment

Qualifications:

• Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Engineering, Data Science, or related quantitative field
• 2-7 years of experience in analytics, preferably within BFSI/Credit Risk domain
• Hands-on experience in credit risk model development (PD models required; EAD / LGD exposure is a plus) and validation
• Experience in portfolio analytics and risk strategy development

Compensation:

• Starting basic salary – Php 40,000-50,000 negotiable depending on the candidate’s experience

• Rice Allowance – Php 1,500.00/month

• Transportation Allowance – Php 150.00/working day