• Manage and ensure the timely collection of payments from clients while maintaining a high level of customer service.
• Analyze credit data and financial statements to develop strategies for minimizing financial risk to the company.
• Coordinate with legal counsel and implement legal procedures for overdue accounts when necessary.
• Provide customer service and negotiate payment arrangements with clients in cases of financial difficulty.
• Monitor receivables and transactions and report on collection activity and accounts receivable status to management.
• Maintain accurate and up-to-date client records and collection reports.
• Comply with company policies and procedures, as well as legal regulations pertaining to credit and collections.

Radiowealth Finance Company Incorporated, a trusted entity in Legazpi's Banking & Financial Services industry, seeks a detail-oriented Credit and Collection Officer to bolster its team.

Job Title: Credit and Collection OfficerEducational Qualifications:- Bachelor's degree from a recognized institutionExperience Level:- Less than 1 year of experience in credit and collections or related fieldSkills and Competencies:- Knowledge in credit investigation and loan verification- Proven skills in collection and debt recovery processes- Valid driver's license and ability to drive for fieldworkResponsibilities and Duties:- Conduct thorough credit investigations for potential clients- Verify loan applications and assess borrowers' creditworthiness- Manage and collect outstanding accounts receivables efficiently- Maintain comprehensive records of collection activitiesWorking Conditions:- Office setting with occasional travel for fieldwork- Flexible working hours to accommodate various debtor schedulesQualities and Traits:- Excellent communication and negotiation skills- Detail-oriented with strong analytical abilities- High level of integrity and responsibility- Ability to work independently and within a team